What is Appraised Value

Appraisals provide an objective opinion of value, but it’s not an exact science so appraisals may differ. For buying and selling purposes, appraisals are usually based on market value — what the property could probably […]

Suggestions For A Smooth Loan Approval

•Don’t apply for new credit •Don’t co-sign on a loan •Don’t dispute anything on your credit report •Don’t change bank accounts •Don’t close any credit card accounts •Don’t finance any elective medical procedure •Don’t make a […]

Ask These Questions When Choosing a Lender

Loan terms, rates, and products can vary significantly from one company to the next. When shopping around, these are a few things you should ask about. General questions: What are the most popular mortgages you […]

Learn the Mortgage Basics

Brush up on these mortgage basics to help you determine the loan that will best suit your needs. Mortgage terms. Mortgages are generally available at 15-, 20-, or 30-year terms. In general, the longer the […]

6 Ways to Afford a Home

Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, www.getdownpayment.com, and […]

Suggestions For a Smooth Loan Approval

•Don’t apply for new credit •Don’t co-sign on a loan •Don’t dispute anything on your credit report •Don’t change bank accounts •Don’t close any credit card accounts •Don’t finance any elective medical procedure •Don’t make a […]

Ask These Questions When Choosing a Lender

Loan terms, rates, and products can vary significantly from one company to the next. When shopping around, these are a few things you should ask about. General questions: What are the most popular mortgages you […]

Ways to Get Your Finances in Order

Develop a household budget. Instead of creating a budget of what you’d like to spend, use receipts to create a budget that reflects your actual spending habits over the last several months. This approach will […]

Make Sure Your Buyer is Qualified

Unless the buyer who makes an offer on your home has the resources to qualify for a mortgage, you may not really have a sale. If possible, try to determine a buyer’s financial status before […]

How to Prepare to Finance a Home

Develop a budget. Instead of telling yourself what you’d like to spend, use receipts to create a budget that reflects your actual habits over the last several months. This approach will better factor in unexpected […]

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